Global Student Insurance Program
Complete worldwide cover for:
• students
• scientists
• members of the educational staff
• partners & children
• au-pairs
incoming/outgoing Europa (individual and collective),
People from EU to the US, please see extra clause below.
| Benefits List | BASIC |
COMPREHENSIVE |
| Health Care (**) | ||
Hospitalisation following accident or illness |
100%* |
100% * |
Treatment costs following accident or illness |
100%* |
100% * |
Urgent dental treatment costs |
250 €/year |
250 €/claim |
| * Only non-private room and max. during 365 days. | YES |
YES |
** Including worsening orsudden attacks of pre-existing chronical diseases | NO |
YES |
** Including winter sport, under water sport and speleology. | NO |
YES |
Assistance to persons |
|
|
Refferal service concerning hospitals/doctors in host country |
YES |
YES |
Linguistic assistance in case of covered claim |
YES |
YES |
Repatriation/evacuation |
real cost |
real cost |
Repatriation of the mortal remains |
7.500 € |
7.500 € |
Funeral costs (including laying-out costs and coffin) |
3.000 € |
3.000 € |
Early return in case of death of a family member |
round trip (economy class) |
round trip (economy class) |
Forwarding essential medications/medical applications |
real cost |
real cost |
Tracing & rescue |
real cost |
real cost |
Telecommunication costs |
- |
125 € |
Psychological help after trauma |
3 calls |
5 calls |
Assistancein case of theft/loss of travel and ID-documents |
real cost |
real cost |
Juridical assistance |
5.000 € |
5.000 € |
Travel and accommodation expenses family members |
Accom.75 € per person/day |
Accom.75 € per person/day |
| Accident (**) | ||
Permanent disability following an accident |
75.000 € |
150.000 € |
Death by accident |
5.000 € |
5.000 € |
** Including winter sport, under water sport and speleology. |
NO |
YES |
Baggage & Household furniture |
|
|
Baggage |
250 € |
1.500 € |
Content, household furniture |
- |
5.000 € |
Maxima: |
|
|
- photo, film, video, sound and computer equipment, per item, including accesories |
- |
500 € |
- juwellery, watches, per item |
- |
150 € |
- cell phones |
- |
150 € |
- (sun)glasses including frame, contact lenses |
- |
150 € |
- sport equipment (surfboards, skis, bicycles), per item |
- |
250 € |
-music instruments |
- |
250 € |
- tents |
- |
250 € |
- values |
- |
250 € |
- ID and travel documents |
150 € |
150 € |
- study materials (documents, books, study tools) |
- |
500 € |
- purchase of essential clothing and toilet articles in case of a baggage delay of at least 1 night |
100 € |
200 € |
Deductible per claim |
NO |
125 € |
Houshold furniture |
- |
5.000 € |
Civil liability - private life (1) |
|
|
Physical damage |
20.000.000 € |
20.000.000 € 1.000.000 € |
Abnormal troubles of the neighbourhood |
750.000 € |
750.000 € |
Tenants’ liability (not in US/Canada) |
included |
included |
Option annulation insurance |
1.500 € |
1.500 € |
|
|
|
| Tariff | Premiums(2) per person |
Premiums(2) per person |
GSI Complement to Social Security |
0,46 €/day |
0,69 €/day |
GSI Integral (100% cover) |
0,80 €/day |
1,20 €/day |
Options: |
|
|
Option winter sports, underwater sports, speleology |
0,16 €/day |
included |
Option annulation insurance |
45,00 € single premium |
45,00 € single premium |
Administration cost: |
5 €/contract |
5 €/contract |
(2) Premiums local taxes not included
Premium per insured per day.
Premium for US and Canada to be increased with 0,20 €/day
Minimum premium per person in an individual contract is 50 € (incl 5 € admin. cost) .
Refund of premium in case of unexpected return (above 50 €).
You can find the GSI ppt-presentation, General Conditions and claim forms at the pages Documents and Claims
What to do in case of a claim?
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