Student insurance Erasmus Mundus
Complete worldwide cover for:
• students
• members of the educational staff
Incoming and outgoing from/to Europe.
| Benefits List | SIP |
| Health Care | |
Hospitalisation following accident or illness |
|
Treatment costs following accident or illness |
real cost * |
Urgent dental treatment costs |
250 € |
| * Only non-private room and max. during 365 days. | |
Assistance to persons |
|
Repatriation/evacuation |
real cost |
Repatriation of the mortal remains |
7.500 € |
Early return in case of death of a family member |
real cost |
Sending essential medications |
real cost |
Tracing & rescue |
real cost |
Telecommunication costs |
125 € |
Juridical assistance |
5.000 € |
Travel and accommodation expenses family members |
7.500 € |
| Accident | |
Permanent disability following an accident |
75.000 € |
Death by accident |
5.000 € |
Baggage |
1.500 € |
A few maxima: |
|
- photo, film, video, sound and computer equipment |
500 € |
- juwellery |
150 € |
- watches |
150 € |
- cell phones |
150 € |
- sunglasses |
150 € |
- surfboards and bicycles |
250 € |
- travel documents |
150 € |
Houshold furniture |
5.000 € |
Civil liability - private life (Belgian Royal Decree January 12th, 1984) |
|
Physical damage: |
19.446. 712 € |
Material damage: |
972.335 € |
Tenants’ liability |
included |
Compulsory deductible (based on the index of November 2003): |
194 € |
|
|
Click here to see the policy wording (general conditions)
Changes (early returns, extensions) must first be reported to the international responsible at the university. New insurance cards can be requested by simple mail to info@expatinsurance.eu, as far as allowed/paid by the university ormobility coordinator.
What to do in case of a claim?
Always keep your cover letter with you, wherever you go.
IN CASE OF HOSPITALISATION:
- Take immediately (or let take the hospital) contact with ACE Assistance:
Tel. +32 2 541 91 31
Fax +32 2 533 77 75
(you find these details also on your insurance card ) - They can advance you the money if you have to pay immediately,
otherwise see the procedure for "other medical treatment".
IN ALL OTHER CASES OF MEDICAL TREATMENT:
- Download here theClaim form health & accident.
- Fill in the claim form
- Add the ORIGINAL doctor bills, invoices and all proof of costs (always keep a copy of these bills)
- Add a copy of the diagnose and/or prescription of medication or appliances
- Don't forget to add your account number including IBAN-code, BIC/SWIFT code and the name and address of your bank.
- Also don't forget date and description of the illness/injury. (If Company doesn't know why you went to the doctor they do not reimburse).
- Send it all to:
Expat & Co bvba
Mr. Filip Declercq
Lange Haagstraat 72
B 1700 Dilbeek
BELGIUM
- We 'll handle your claim in the soonest way. You can expect the money on your account within 1 month.
- What is covered? Only urgent medical necessary treatments are covered. This means that check-ups, for example, or treatments that can wait untill you're back in the home country, will not be reimbursed.
IN CASE OF LOSS OR DELAY OF LUGGAGE/BAGGAGE:
- Take the claim form we sent you, or download it here
- Fill in the claim form
- Add the ORIGINAL bills of the replacement goods you bought, because you urgently needed them (always keep a copy)
- Add the ORIGINAL P.I.R. (Property Irregularity Report) you received from you airline company
or the ORIGINAL police report (always keep a copy) - Don't forget to add your account number including IBAN-code, BIC/SWIFT code and the name and address of your bank
- Send it all to:
Expat & Co bvba
Mr. Filip Declercq
Lange Haagstraat 72
B 1700 Dilbeek
BELGIUM - We 'll handle your claim in the soonest way. You can expect the money on your account within 1 month.
IF YOU HAVE ANOTHER QUESTION CONCERNING THE INSURANCE:
- You can contact Expat & Co : info@expatinsurance.eu (Mr. Filip Declercq - Expat & Co)
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