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Filip Declercq is the founder of Expat & Co Smart Insurances. With more than 30 years of experience in the insurance sector, he quickly found that specialist insurances - such as those for expats - were difficult to find. Combining his own experience as an expat in Germany and his career as an insurer, he knew just what he was looking for from an insurance policy. The idea for Expat & Co was born.

Save time and money with insurance that adapts to the social security system of the country you move to.  

Read this before applying to a private health insurance. If you apply for a private health insurance, you always have to pass medical underwriting.

As an expat, cross-border worker or EU official, you want an insurance company you can count on. Our happily insured expats Nico and Barbara tell you why.

Working from anywhere in the world: sounds like a dream, doesn’t it? During the corona crisis, the amount of ‘digital nomads’ has skyrocketed, and it seems to be a trend to stay.

As an expat, cross-border worker or EU official, you want an insurance company you can count on. Our happily insured expat Hendrik Merckx tells you why.

The corona virus crisis has brought with it a host of questions on the matter of insurance. What if I land in hospital whilst I’m abroad? What am I covered for? Is my travel and cancellation policy still valid if I set off on a trip despite negative advice from the Foreign Office? Some answers will come as no surprise, others are less obvious. Expat & Co puts them all together in a handy reference guide.

While countries are slowly softening anti-coronavirus measures, travelling abroad will be allowed again shortly in many places. Whether you’re travelling for business, study or recreational purposes: Expat & Co has got you covered. With these 10 travel tips, you can go a long way and stay safe during your trip.

Are you a college or university staff member dealing with Erasmus or other exchange programs? In that case, you’ve probably heard of the European Health Insurance Card (EHIC). While this card comes in handy and provides coverage for a number of things, it’s important to know that in a lot of cases, it’s barely sufficient as health insurance coverage. In this article, Expat & Co provides some clarification on the matter.